Do I need to buy private health insurance as a newcomer to Ontario?

According to the Ontario Health Insurance Plan (OHIP), newcomers to Ontario are not eligible for health insurance for the first 90 days of their residence in Ontario. Therefore, newcomers are recommended to buy private health insurance for the first 90 days.

Please make sure you buy your insurance policy as soon as possible since “some insurance companies have rules and deadlines for buying insurance. For example, for some companies, you might have to buy insurance within a certain number of days after arriving in Ontario.”

Also, remember “often, you cannot make claims until after a short waiting period.”

Here is a list of insurance companies in Canada that offer visitor insurance.


Blue Cross Life

WebsiteContact Health and Dental, Life, Student, Travel, Visitor

Canassurance Insurance Company

WebsiteContact Health and Dental, Life, Student, Travel, Visitor

Co-operators General Insurance Company

WebsiteContact Critical illness, Expatriates, Student, Travel, Visitor

Co-operators Life Insurance Company

WebsiteContact Annuity, Critical illness, Disability, Expatriates, Health and Dental, Life, Seg Funds, Student, Travel, Visitor

Desjardins Financial Security Life Assurance Company

WebsiteContact Accident/sickness, Annuity, Creditors, Critical illness, Disability, Health and Dental, Life, Long term health care, Seg Funds, Student, Travel, Visitor

First North American Insurance Company

WebsiteContact Critical illness, Disability, Health and Dental, Life, Life (No Medical Required), Long term health care, Student, Travel, Visitor

Group Medical Services

WebsiteContact Student, Travel, Visitor

Manulife

WebsiteContact Critical illness, Disability, Health and Dental, Life, Life (No Medical Required), Long term health care, Student, Travel, Visitor

Manulife Canada Ltd

WebsiteContact Critical illness, Disability, Health and Dental, Life, Life (No Medical Required), Long term health care, Student, Travel, Visitor

Medavie Blue Cross

WebsiteContact Disability, Health and Dental, Life, Student, Travel, Visitor

RBC Insurance Company

WebsiteContact Annuity, Creditors, Critical Illness, Health and Dental, Life, Seg Funds, Travel, Visitor

RBC Life Insurance Company

WebsiteContact Annuity, Creditors, Critical Illness, Health and Dental, Life, Seg Funds, Travel, Visitor

Saskatchewan Blue Cross

WebsiteContact Health and Dental, Life, Travel, Visitor

The information was retrieved from www.settlement.org and www.olhi.ca on May 8. 2020. For more up-to-date information, please visit these websites.